There are two widely accepted and most popular payment methods for mobile phone users, but which one should you choose? The Google Pay and Samsung Pay is probably the most talked about in the mobile world. Many consumers prefer to use Google Pay for their smartphones because it is very easy to set up and it doesn’t involve using a credit card. However, many will find that they use their mobiles far more often than they have money, so they may want to consider another payment method.
The way Google Pay or Samsung Pay operates is fairly simple. You sign up for your service, make your initial purchases with your credit or debit card and then you choose what cards you wish to accept. Most of your cards will be accepted because they are linked directly to Google’s payment processing servers. You can pay with plastic, debit card, and even e-check, although these cards aren’t used much. You simply complete a transaction on your mobile phone and Google or Samsung takes care of the rest by contacting the credit or debit card merchants. In addition to being accepted at brick-and-mortar stores and merchants, Google Pay can also be used at thousands of online businesses and restaurants worldwide.
You won’t have to carry around a bunch of cash or worry about running out of credit when you need to buy something. You’ll either have your Google account associated with your phone, or the card will be charged directly from your phone. It’s that simple! You can also keep your mobile phone charged up with juice, cell phone charge, Wi-Fi credit or other non-Google services that you may already have.
One of the biggest advantages of integrating your phone with a pay-as-you-go is the peace of mind that you’ll have. You won’t have to remember to bring extra cash or other valuables with you to the store, since everything will be insured. You can simply pay for the items you want with your phone, and if the store doesn’t accept your card, you won’t have to leave the store. If you don’t want to pay for your purchases online, you can simply skip them until your next payment date.
Since you’re pre-approved for a set amount of purchases, you’ll never have to worry about not being able to pay for something. Even if you forgot to put in your directions last time, you won’t have to fret about that this time. You can just drive to the store and you’ll be good to go.
There are also other advantages to using Google Pay on your Samsung phones and Google Android phones. For example, you won’t have to worry about missing phone calls from friends or family because you left your home without turning your phone on. Now, you’ll always be able to see who called, even if you were miles away. And since both cards use the same network, you won’t have any dropped or interrupted calls either.
Also, with these cards, it’s very easy to build up a little credit, since you won’t have to pay for a monthly balance to use the card like you would with a normal credit card. Since you’re pre-approved for a certain limit of purchases (as determined by Google), you won’t have to worry about going over that limit. As long as you make your minimum payments on time, you’ll build up a good amount of credit. This means you’ll eventually be able to get a much better interest rate than you would with a regular credit card, and there are many rewards programs available if you choose to add those to your line of credit.
The only drawback to these cards is the fees you’ll have to pay. It’s not a big deal for most people, since they’re usually pretty cheap, but for those who can’t really afford them, they can be a serious burden. On top of the Google Pay vs Samsung Pay price difference, though, comes the additional cost of having a phone and other expenses associated with owning both a phone and a card. If you’re a business phone person (or even a regular phone person), this can be a real issue. With so many different phones on the market and the high costs associated with maintaining them, having to use two separate cards can really put a dent in your budget.