Personal deposits now constitute nearly 49.4% of Pakistan’s total banking deposits, underscoring the significant influence of individuals and households in the country’s financial ecosystem. This data, compiled by Topline Research using figures from the State Bank of Pakistan (SBP), reflects the growing dominance of personal savings in the formal banking system.
READ MORE: Pakistan’s Toshakhana Gifts Revealed for Early 2025
Breakdown of Deposits (As of August 2025)
- Total Banking Deposits: Rs. 33.8 trillion
- Individual Deposits: Rs. 16+ trillion (49.4%)
- Includes: Salaried individuals, self-employed professionals, housewives, students, and others
- Private Sector (Businesses): Rs. 6.8 trillion (20.3%)
- Federal & Provincial Governments: 15.2% of total deposits
- Non-Resident Deposits: 3%
- Others: 12%
This trend highlights a shift in the financial landscape, with ordinary citizens playing a key role in the deposit base of Pakistan’s banking sector, potentially influencing monetary policy and credit availability in the country.
