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Pak-Qatar Family Takaful Limited (PQFTL) has announced the distribution of 28% surplus among its Individual Family Takaful participants (Direct Business) for the year 2015, consecutively for the eighth year. This Surplus reflects the institution’s competitive financial performance during the year 2015.

The Single-rate method has been adopted to calculate the Surplus, and will be distributed amongst the participants, through a defined manner in relation to the “Cumulative Net Contribution” received in the IFTPF (Individual Family Takaf ul Participant Fund) by each participant.

Furthermore, the actual surplus will only be distributed among those participants, who will be   leaving the pool during the year 2016, and will be making permanent withdrawals, in case of maturity of their membership or their death.

After this important announcement of Surplus declaration, Pak-Qatar Family Taka ful Limited will now become the only Family Takaful Operator in the country, which has been consistently declaring distributable Surplus for Individual Family Takaful, every year, over the past eight years of its operations. It is important to note that; in the year 2008 PQFTL had declared a surplus of 10%, which has seen consistent growth to reach 28% in the year 2015.

The following graph depicts the trend of Surplus Rate from year 2008 till year 2015.



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